Where to find the best wrinkle treatments that really eliminate wrinkles for amazing results without any side effects? The answer is at WrinkleTreatment website.
They evaluate every wrinkle treatments based on customer reviews and expert evaluation and produce the lists of treatments that really work to public. From the site, we can find many reviews on different wrinkle treatments. It is a piece of useful information for us as a smart consumer before confirm getting which treatment, agree? Think another way, this help us to identify which are the
anti wrinkle treatments in the market.
It is no harm of reading more reviews on any treatments.
Today I have appointment with my supervisor. Beside this, I make an appointment with my friend to meet up with my supervisor. My supervisor came down from North not only to meet up with me, the main reason she was here is to attend 2 wedding dinner.
My intention to meet her is to learn something from her, learn how to deal with customer. I know my friend is a bit troublesome or maybe he is too smart, knowledge is better than others, so I know he will ask many questions.
As what I predict is right, my friend really difficult to handle. So this round I can’t do his business. He said is his contract problem. He has signed a contract that stated first 5 years pay fixed rate of 5.85 and can’t settle the outstanding or pay extra within this period, else lender will fine/penalty him. He said he just wait for the period over (5 years) then he will settle it lump sum, he is really rich right?
Let’s get more targets next week.
Do you know who the one-stop supplier for Lamborghini, Maserati and Ferrari parts and accessories is? I just found out the answer is Ricambo America.
You can find thousand of original parts, tools and accessories in their catalog. They even can provide things that you imagine for your car. That is great right? Because of this makes them is unique in the world of Italian exotic sports cars.
Now is time to setup or customize your dream car with sports car accessories.
When I first tell my friends about the BLR management, on how its work. The first question I get from them is “Is it some kind of AhLong company?”, “Do I need to pay the charges for changing Bank/Finance company?” I have not finished telling the story and these are their question. I think they forgot what should do when ‘teacher’ teaching in the class.
I think they are many people still don’t know about this. They are confusing and too caution on this, scared is a scam, but I can see that they actually have interest on it. I understand that people are more caution of new thing. Once people experience it then only they dared to try. Are you one of them?
Global Fitness is specializing in refurbished fitness equipment. They have the largest inventory in the industry and produce thousands of quality remanufactured used fitness equipment a year. You can find many leading brands of exercise equipment there.
Their discount pricing is reflected across the board of their business. The price is much cheaper than outside but if you did find used fitness equipment, their 110% price match will save you 10% on a product you find for less.
You may wonder who will provide this SIM50 service. The answer is AceScube.
AceScube (M) Sdn Bhd is the pioneer company to provide 99% accuracy mortgage loan ledger with BLR management in Malaysia. If the difference between your current outstanding balances against the SIM Ledger is more than 1%, the company will refund you full amount with no question. But until now there is no complaint on the accuracy. If there is a case, the answer is 95% were due to information being given is incorrect or there could be external charges.
Why this service is important to us? Ask yourself when BLR went down did you get any rebate? What about when BLR increase did you know how many months is your loan tenure extended? The answer is NO. If BLR increase, AceScube will re-calculate and re-send you a new ledger with the new figure you need to pay for your monthly repayment. For your information, current BLR rate is 6.05% but the average BLR rate for the past 20 years is 8.77%, so do you see there is a potential that BLR keep increasing in future?
How fast you will know the accuracy? Just 3 days after your first payment follow SIM50 Ledger. You can call to the bank and ask for the outstanding balance, then compare it with the figure stated in the SIM50 Ledger. It is only few dollars different. The objective of SIM Ledger is to avoid extra interest or tenure that is payable.
Make it simple, this company will get information from you and they will calculate how much you need to pay for monthly repayment. You only need to pay for the fees which is 1.5% of your outstanding loan amount (if is below RM 1 Million). If above RM 1 Million will be 1.5% of 1 Million plus 0.5% of total loan amount – RM 1 Million. Just pay 1.5% and this help you to save hundred thousand of your money. This is another way of saving money.
If you have any question or need some consultancy, you can contact me at 012-328 2066 KC.
If you are looking for horse riding breeches, then you should visit TheEquestrianCorner website. This site is special dedicated to the horse riding community not only for information but also for horse riding apparel/equipment.
All the apparel/equipment listed there are classify as safe and comfortable riding apparel at “comfortable” prices. Items there are top quality and it provide large selection of products for us to choose. You can order online from home and it is 100% secure ordering. This is why you must shop at their website.
Ok, let’s continue on the BLR Management.
But before this, I want to share something with you guys. After I attended the talk, I joined a course on last weekday. I took leave for that, it was a day course. The course is to help you to more understand how the BLR works, what are the background and some technical knowledge.
BLR fluctuated almost every year. This year already increased twice on March and May. The might be another round of adjustment on coming July/Sept. BLR play important role in property loan. The total amount that we going to pay back to the bank are mainly depends on the BLR.
For e.g. If the loan amount we signed was RM 200,000.00.Tenure is 30 years and BLR is 5% p.a. Based on this figure, the total amount plus interest we need to pay back to bank is RM 500,000.00. Can you see? The amount that we pay back is equal to 2 units of your property. Don’t think that you pay RM 1,388 every month for 30 years and the loan can be settling. If the BLR rate increases then you have to pay extra few years for the increased interest.
I believe many people know that for the first few years, the proportion of monthly payment is more to interest rather than principle. It might be 90% to interest and 10% to principle. The money we pay will cover the interest first then balance to principle. It might have the case that the monthly figure you pay does not enough to cover the interest. If this happen means “Friend, you have to pay extra many years to settle your loan”.
The course give us a clear picture that what is our current status, where is our money goes to and how to settle the loan in shorter period. This is where the SIM50 came in. SIM50 stand for Slash Interest Methodology into 50%. With this methodology it will cut the outstanding loan interest into half and the tenure into half. There is no way to cut the principle, that’s the money we borrow, so must pay back.
I will explain more about this in coming post.